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There are many good reasons. Some plan ahead because there will be no one who is capable of making responsible decisions. Others have a definite preference concerning their funeral service, and they want their families to be informed and involved in those decisions.

Many people pre-arrange because they like the peace of mind knowing there will be adequate funds to cover funeral expenses. Also pre-payment can provide real benefits when you are applying for Medicaid in the U.S.

Most importantly, pre-arrangement guarantees that rational decisions can be made ahead of time without the usual urgencies when death takes place.

What steps are involved?

After you determine your funeral preferences, we will explain your options and guide you in establishing your own plans. You should find the advice of your family, clergy, and your funeral director especially helpful when considering the options. We will record certain vital information and gather documents for the required forms.

Next, you can select a casket, burial vault, and other merchandise associated with the services. Finally, you may pay for the services and merchandise ahead of time through our funding program.

How Can I Begin The Pre-arrangement Process? 

Just call us to set up an appointment, or you may fill out our on-line form to begin the process. Our number is 973-759-7600.

Funding Options

As members of the New Jersey State Funeral Directors Association, we exclusively use Funeral Planning Choices for the families we serve.

When preplanning a funeral it is equally important to consider prepaying the funeral expenses that you select. Prearranging and prepaying does not guarantee a specific price. Funeral prices are never fixed in time, the prevailing prices on the current General Price List in effect at the time of death determine the cost of the funeral services provided. Prepayment of the total amount of the funeral expenses selected gains interest, compounded monthly, that accumulates with the beginning balance in an effort to assure that the total funeral will be paid at the time of death.

Since 1981, Funeral Planning CHOICES has provided funeral funding mechanisms that meet all federal and state consumer protection laws. They are an innovator in the preneed funding field and a steadfast proponent of 100% trusting and portability laws to protect consumers to the fullest.

Funeral Planning CHOICES consists of the New Jersey Prepaid Funeral Trust Fund and Sure Trust. Roughly 45,000 people have their funerals prepaid with deposits in the New Jersey Prepaid Funeral Trust Fund and an additional 1,300 have assigned their insurance policies through Sure Trust.

Prepaying is especially important when qualifying for SSI / Medicaid eligibility. Irrevocable trust accounts and irrevocably assigned insurance policies are exempt assets when determining eligibility for SSI / Medicaid purposes. The case worker will encourage you to prearrange and prepay the funeral you wish, using their assets, as part of the spend down process. An irrevocable trust account or irrevocably assigned, fully paid, insurance policy or policies will accomplish this for you.

To request more information regarding pre-planning/pre-arrangement, or to begin the pre-planning process, please call us at 973-759-7600 Or, you can complete our easy On-line Pre-arrangement Form now.


pre-arrangement form 


We believe that our families want honest and compassionate answers regarding their funeral arrangements.

Megaro Memorial Home, Inc.

503 Union Avenue • Belleville, NJ 07109-2215
973-759-7600 • Fax: 973-759-8117
Pasquale A. Megaro, Jr., Manager N.J. Lic. No. 3408 
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